When we start to look at our finances, we overlook an important piece of information. That is that if we remove all money from our “extras” pile, we will grow to resent our new plan.
It is vitally important to your financial planning success to allow for saving/using some of your money for “FUN STUFF”. The kinds of things that would be left undone without a plan to include them. For example, getting ice-cream off the “Ice-Cream Truck” in the summer. All too often, we forget to have fun and enjoy ourselves, when we are planning our budget and spending plans.
My challenge to you is to work some “fun money” into your savings plan, so you can do the random fun things that come up. Start small, whatever that looks like for you. We do $5 a week in a jar, and if an opportunity comes up, we check the balance. If we don’t have enough in the jar, everyone takes a look at their own personal money, and sometimes we each chip in a little from our allowances to make it happen. BUT, it is always an option now that we have a plan for the “little extras” that come up.